Financial Services · Meridian Capital
Repositioning a regional bank for a national balance sheet
A $48B regional bank faced flat deposit growth and a fragmented product set. We rebuilt the commercial segment strategy and rationalized 40% of the product catalog within a single planning cycle.
“Harborhill did not bring us a deck. They brought us a decision — and then they stayed until it held.”
- +38%
- Commercial deposit growth in 18 months
- $210M
- Run-rate cost taken out of the franchise
- 11 pts
- Improvement in efficiency ratio